Complimentary
Storm damage roof inspection for insurance claims
Will Homeowners Insurance Cover a New Roof?
If your home suffers storm damage—whether hail, wind, or fallen trees—your insurance carrier should pay for full repair or replacement, minus your deductible. JM Roofing’s certified inspectors will thoroughly review your property. If damage is found, we’ll help you file the claim and advocate on your behalf.
How Do I Know My Roof Is Damaged?
Many issues aren’t visible from the ground. That’s why our FREE storm inspection matters—we’ll use professional tools to detect hidden damage to roofing and adjacent structures.
Beware the Lowest Bid
Insurance payouts are based on Xactimate, a standardized pricing model. They often cover more than the cheapest contractor quote—but if you're only paying a lowball bid, the insurer wins, not you. Always choose a contractor well-versed in Xactimate who’ll ensure everything covered is properly repaired or replaced. JM Roofing offers a full 10-year workmanship warranty, not just 1-year like many.
Claim Supplements: Don’t Leave Money on the Table
Insurance adjusters sometimes overlook items like upgraded underlayment, code-required materials, overhead/profit, or post-start surprise damage. JM Roofing monitors your claim and submits “supplements” to cover these essentials—ensuring your home is fully restored.
Storm damage claims are a perfect time to upgrade to higher-end materials—metal, architecturals, or impact-resistant shingles—often at little or no extra cost. Ask us how JM Roofing can help you maximize your insurance payout for a better-looking, more durable roof.
Don’t fall for contractors promising to waive your deductible or claiming “no out-of-pocket” costs. That’s insurance fraud. With JM Roofing, you pay your deductible upfront—just as your policy requires—and we bill the insurer honestly.
Storm-related claims may affect your rates depending on carrier and region. However, upgrading to sturdier roofing materials can reduce future premiums. We’ll review your policy and options to help you decide what works best for your home and insurance.
Why Choose JM Roofing—Not Storm-Chasers
We’re local pros, not travel-and-scam outfits looking to make a quick buck. With JM Roofing, you get full accountability, plus support for roofing, gutters, siding, windows, and more—even after the storm chasers vanish.